Overdraft/Line of Credit is a type of signature loan for your checking account with a limit and which can range from $100.00 up to $15,000.00 for qualified borrowers. The Overdraft/Line of Credit will advance funds directly into your checking account to cover an item if the funds are not available in the checking, such as a check you have written; an ATM withdrawal; or a Point of Sale Debit Card transaction, saving you the embarrassment of having an item returned as non-sufficient.  Contact the Credit Union for further details at (520) 459-1860, (800) 752-6394, or by email at talktous@americansouthwestcu.org.